Refinancing
Same equipment. Better numbers.
Rates move, credit improves, businesses outgrow their old deals. Bring us your current loan or lease schedule — we shop it against hundreds of programs and show you what the same debt costs today.
- Lower monthly payments
- Consolidate multiple leases
- Free up cash flow
$1B+
in transactions arranged
$250K
instant decisions up to
2-day
funding, as fast as
$5M
business loan access
Why owners pick this
Built around the way the money actually works
01
Cut the monthly payment
Better credit or better market = better pricing on the same balance. Owners routinely free up four figures a month.
02
Consolidate the stack
Five leases, five due dates, five lenders? Roll them into one schedule you can actually manage.
03
Extend or shorten the term
Stretch for breathing room or compress to be done sooner — the structure should serve this year's business, not the one you had when you signed.
04
Unlock equity in owned equipment
Paid-off iron can secure fresh working capital without selling anything.
05
Escape predatory debt
Daily-debit advances and stacked positions can usually be restructured into something survivable. Sooner is better — ask before it's critical.
06
Zero-pressure math
If refinancing doesn't clearly win after fees, we'll say so. A wasted refi costs you more than it costs us.
What owners refinance
Run your numbers
Drag to your amount and see an honest estimated range — then carry it straight into a 2-minute, soft-pull application.
- High-rate equipment loans
- Multiple leases → one payment
- Merchant cash advances
- Ballooning short-term notes
- Owned equipment → capital
Know your number
Won't affect your creditOver how long?
months
Estimated monthly payment
$5,260–$7,186/mo
Illustrative estimates only — not an offer of credit or a commitment to lend. Ranges span SBA-grade to online programs; your actual terms depend on credit profile, time in business, business financials, and the lender your deal is matched with.
2-minute application · Soft credit pull · No obligation
Good questions
Asked by owners like you
Also worth a look
Know your number.
Ready when you are.
2 minutes. Soft pull. Real numbers. If the terms don’t make your business stronger, walk away — no strings.